So
God smiled upon me and wrote me a check for the amount of my tuition. And life was good.
He even wrote the check with enough extra to cover my rent.
Life was super good.
So I took said check to Valley Bank and deposited it in my account, with my cosigner (who lives in Minnesota)'s signature.
Life is good, right?
The lovely people at Valley Bank yanked the entire deposit for pending purposes.
I got a shitty letter i the mail "We believe the check you deposited will not be paid for the following reasons: We are unable to verify the endorsement of a joint payee".
Well, fuckers, she lives in Minnesota, so it's going to be a little difficult now.
At the top of this nice little letter. "We are delaying the availability of $11,000 from the deposit described above. These funds will be available on the 11th business day after the day of your deposit".
11 days. I am waiting ELEVEN FUCKING DAYS for a check to clear.
Are they counting it out in pennies?
Meanwhile, I'm broke. (Like, in the negative numbers again).
Fuck you Valley Bank, fuck you a lot.
8 comments:
hey claire i'd help ya, but I have $6 to my name. If you want a burger, I can send you the money.
oh, and the 11 days is to find and verify the cosigner. Yes, it si alot of red tape. But when you have to verify God's signature, it takes around 11 days to verify it.
That is S.O.P. for banks.
Personal checks over a certain amount, business checks over a certain amount, they sit on them untill they clear the issuing bank.
I'm allowed to complain
When I can't afford my asthma meds and it takes 11 days to post a check from another bank, I'm allowed to bitch.
Last time they only held it for 4 days. I'm ok with that.
11? Excessive.
And the bank does it to protect themselves. Not me.
"The bank does that to protect you. It is called Reg CC. You should work at a bank first before you start complaining."
Fetching coffee doesn't count as 'working' at a bank. There is no reason for an 11 day wait to clear a check. She has every right to complain.
Dex works at a bank, have him help you out
at least its only $11,000.
Ewww, 11 days. That's ridiculous. Go to the Better Business Bureau and COMPLAIN!
Also, check out Commerce Bank! <3
-Janelle
pure-exstaci.net
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